Woolwich Mortgages

As an award winning lender with over 200 appearances in the 'Best Buy Tables' in 2007, we've some great mortgage deals. We don't blow our own trumpets - the mortgage best buy tables do it for us.

For further information about the different types of mortgages that the Woolwich offers, see the information below to help you find the mortgage that’s right for you.

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Offset Mortgage
You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.

There is a £595 application fee†
Borrow up to 80% of the value of your home.
You can make overpayments whenever you want.
Subject to the availability of a mortgage reserve, you could apply for a payment holiday or make under payments. Interest will continue to be         charged during this period.
No early repayment charge.
No interest will be paid on balances offset.
Available direct with lender only.

† If you're an existing customer remortgaging, a rate switch fee of £100 also applies.

For more information on our Offset Mortgage call Woolwich on 0845 070 1737*

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Fixed Rate Mortgages
Our fixed rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates perform. Perfect if you’re planning ahead or working to a budget. With our Fixed Rate Mortgages you’ll get:

A range of fixed rate periods, from two, five and ten years.
The comfort of knowing how much you’re paying each month during the fixed rate period.
The option to borrow up to 95% of the value of your home.
The flexibility to overpay by up to 10% per year without incurring an early repayment charge (or up to 5% per year on our 10-year fixed rate         mortgage) during the fixed rate period. There will be an early repayment charge on the balance paid if the mortgage is repaid in whole, part or         transferred to another scheme during the fixed rate period.
After the fixed rate mortgage period ends you will revert to a variable interest rate which tracks the Barclays Bank Base Rate (BBBR).
Application fees may apply.
The convenience of a portable mortgage, allowing you to take your mortgage with you when you move.

For more information on our Fixed Rate Mortgages call Woolwich on 0845 070 1737*

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Tracker Mortgages
It’s great having options. A tracker mortgage could be ideal for you if you want a mortgage that moves in line with Barclays Bank Base Rate. So when Barclays Bank Base Rate falls, your monthly repayments fall. If the rate rises, so will your monthly mortgage repayments. With our Tracker Mortgages you’ll get:

A variable rate that rises and falls with changes to the Barclays Bank Base Rate (BBBR).
Flexibility. Our Lifetime Trackers carry no early repayment charges.
The option to borrow up to 95% of the value of your home.
Freedom from application fees on selected products.
The convenience of a portable mortgage, so you can take your mortgage to a new home if you move.

For more information on our Tracker Mortgages call Woolwich on 0845 070 1737*

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Lifetime Tracker
Our lifetime trackers track at a set percentage above Barclays Bank Base Rate for the entire term of your mortgage. Offering you flexibility and choice our lifetime trackers have no early repayment charges so you are able to overpay or switch to another fixed Woolwich deal at anytime you choose. A rate switch fee may apply.

No application fees and no early repayment charges.
Borrow up to 60% of the value of your home, minimum loan £50,000.
You can make overpayments whenever you want.
Subject to the availability of a mortgage reserve, you could apply for a payment holiday or make under payments. Interest will continue to be         charged during this period.
Available direct with lender only.

For more information on our Lifetime Tracker call Woolwich on 0845 070 1737*

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* Calls may be recorded for training or monitoring purposes. Read call charges info.
* Monday to Friday 9am-8pm, Saturday 9am-2pm